Thursday, 3 January 2013

Hello,where to begin, belated Happy New Year to one and all. We celebrated by seeing the Hobbit on New Years Day, we thought it was great. In all, we have had a lovely Christmas and New Year and I am enjoying the last few days of my holiday with T. I mentioned in my last post that we had received some fantastic news. Well, I have come into some money, we are very fortunate. It will be enough to pay off some of our debt, which will really make a difference to our budget. We will be able to save about £300 a month, which will be  redirected towards the rest of the debt. The load is definitely lighter and the burden of debt will get lighter alot quicker now.

Continuing on the theme of money, we are continuing to work on improving our money management. What have we done so far:
  • cancelled unnecessary direct debits
  • returned to the envelope system for food/petrol etc
  • returned to menu planning and shopping lists
  • returned to sticking to a weekly food budget
  • keeping a record of every penny we spend

Still to go is continuing to sell anything unwanted, monitor our spending and improve our frugal living skills. I am also hoping to be able to start paying into our pensions again and increase our debt repayments. I'm hoping that this year will be better for us and we have turned a corner and see a small chink of light at the end of the tunnel.

Blessings x


  1. Happy New Year to you to. Glad you are getting a boost to sorting your finances out. Some good news will help to spur you along. Keep chipping away, you are on your way to getting shut of the debt.

  2. what a bit of luck, this must have given you a real boost to know you have dented that debt. The only way is up, now Becky!

  3. I'm so pleased for you. Love the new picture.

    Happy New Year to you and health and happiness.

  4. That is really good news. Best wishes for 2013. Jx

  5. I'm so pleased to hear your good news, and that it has helped you. That's wonderful that you can save that money per month, and it's good that you can now see light at the end of the tunnel. Wishing you and your family a very happy and healthy new year.

  6. What a bit of good luck, I hope 2013 continues to be lucky for you. We saw the Hobbit before Christmas, and loved it! I would love to see it again, so will be looking forward to its release on DVD, and of course part two next Christmas!

  7. What a good start to the year - hope it is one of abundance for you xxx

  8. Thanks for the congratulations, so good to hear from you, had lost your blog and couldn't remember the name, will add you now.