Wednesday, 28 November 2012

Pay day

Yes, a few campers just because there has a been a lack of VWs on the blog recently!
Many thanks for everyone who commented on my last post . I am in a more cheerful mood. It is pay day for beloved today, I will be paid on Friday and I am determined to get back in control with our finances. Ilona is right, you have to meticously watch what you spend your money on and every spend. I used to do this, but have over time, drifted away from it. Likewise with menu planning and shopping lists etc - in the past year, these good habits have gone by the wayside and I need to get back in the saddle as such.

This year we have set a budget for Christmas and this includes the food as well as presents - we have to buy presents for 8 kids and 2 adults. We have our decorations and do not go out every year and buy new, as I know some do. Im not worrying about it, as we have set our budget and will be ready. I cant wait until I finish on Christmas Eve and can look forward to being off until 7th Jan with beloved and T - just family time. I have given a lot of thought to your comments and what I know to be good money habits and have decided to start with the following:

  • A return to shopping lists and menu planning
  • Setting and sticking to a weekly shopping budget - this has been sliding as well recently
  • Adding up as I go alone to ensure that I stick to said budget
  • No unecessary car journeys - wasting petrol
  • Cancelling any unecessary direct debits and other expenses
  • Spending diary - I have found a blank note book I can use, I used to do this all the time, cant believe I stopped
  • Being mindful of the energy we use, I think we are already quite good at this, but I'm sure we could get better
  • Batch cooking - not something I have really done, always had the excuse of not enough time, but I guess you have to make the time. 

So this is the start of us getting back in control of our money, saving money and hopefully paying off the debts even quicker, that would be the best bit.Watch this space to see how we get on
Blessings x

Edited - Very sorry I seem to have inadvertently deleted the previous post and comments, I didnt mean to!




Tuesday, 6 November 2012

Choccywoccydoodah

Did you celebrate Halloween/Samhain, we did as the 31st is Beloved's birthday. He is holding a special cake that his mum bought him from Choccywoccydoodah - the Brighton Cake makers/designers. His Mum visited Brighton a couple of weeks ago mainly to visit the shop and decided to get the cake. It was a layer of dark chocolate rice krispies, milk cornflakes and then marshmellows on top covering in white chocolate. Very nice too, dont know why beloved is pulling odd face. As you can see T has lost his two top teeth. Choccywoccydoeodah has become well known for their one off cake designs and recently there has been a series made about them. Beloved's mum has been watching the show and then decided that she had to visit the shop. As much as the cake was nice, it is all a bit overpriced in my opinion, but it was kind of his mum to buy the cake for beloved.