Tuesday, 20 March 2012

springtime, a giveaway prize and mothers day

Hi all, lets start with some spring time cheerfulness.
Some half dead daffs that I revived at home and they have gone on to bloom perfectly.

Several weekends ago, we went to the local carboot at the MK bowl, this is large concert venue for those who dont know and every Sunday there is a carboot with a number of market stalls as well. It is supposedly one of the biggest in Europe. This little owl came home with me.
as did this little wooden carved barn owl.
as well as this little fellow. The painted stone I picked up at a craft stall some time ago, I imagine that it is me sitting on the rock looking out to sea!
I also very recently won the giveaway at that Shirl had at her blog ' The white house'. I won this book
A book on the ancient sites in Essex, particularly pertinent for me as I am from Essex - yes an 'Essex' girl! Shirl very kindly also included some wool, a bookmark, a pack of seeds and a postcard. Thank you very much Shirl, very kind and generous. I dont have a photo of my mothers day present - I wasnt expecting anything, but beloved and T had bought me a lovely wicker basket for my bike, I've used it already and I had wanted one for ages.
Till next time
Blessed be x

Wednesday, 7 March 2012

Debt management review

Well, I've just completed my yearly review of my debt management plan. I'm pleased to report that I have been able to increase my monthly repayment and at this moment, I will be debt free in 10 years. As I wanted to, I have been able to get the term down to 10 years. This is a real achievement, I'm very happy. There is a chink of light at the end of the tunnel now and there will now be another year of paying off debt with a view to reducing the term again next year. At least, I will be debt free at the latest by the time I'm 51, hopefully a lot sooner. We can then think about savings, the mortgage and of course pensions - yes they still play on my mind, but today was a good result.