Firstly thanks for the all the helpful comments from the last post and welcome to my new followers. I must pay a visit to your blogs. Liz asked about the envelope system, there is probably lots on this on line, but this is what I do. The idea is the put money aside in envelopes (or in my case ziplock freezer bags) for things such as food, petrol etc each money. We set a regular amount each month for food and petrol and I will draw this money out when we get paid. This way we know regardless of what else happens we have enough money for these things each month. Others may also set aside money each month in envelopes for other bills such as rent. It works best when you are happy to stick to spending the same amount each week/month on your shopping etc. It works for us. You can also do it by transferring money in different saving pots through your bank.
So the end of the month nearly, we have ( the last time I looked) £2.62 to our name! Beloved is paid on Friday and I will draw the money for the envelopes and go shopping then. We dont need money for anything else at the moment, but still 3 days to go!! We are going to have to probably buy a new car battery and charger - the battery was flat this morning. Cars are just money pits to me. I've been thinking about treats and how to fact them into the budget. We will give it a go and perhaps decide each month what the treat will be, it will be nice to have something to look forward to. What I want and need money for now is more wool, I am truly hooked and cant wait to start the next blanket. dont know what we will do with them, I already have several that are being used all the time. You can never have enough blankets.