Well it is back to the comfortable routine of school and work. Autumn has been knocking on the door for a while and now its well and truly come in. The trees locally are all well on the way of their change to warm and rich autumn colours and T has already begun collecting lots of conkers, its one of his favourite autumn past times. I have mentioned before on my other blog that autumn is my favourite season, partly as all our birthdays fall in autumn. This year T has talked consistently about wanting to see dinosaurs so we will be paying a trip to the Natural History Museum for his birthday. We are sourcing the cheapest rail prices and the museum is free. We will take a picnic and hopefully it will not be expensive.
We are still on our path to try to keep saving and live as frugally as possible. In the coming months, I plan to put some money aside for the car tax which is due in October as well as Christmas, never too early to mention it!! I was very pleased this week as I managed to get the shopping in for £40, which has been unheard of recently, I have struggled to get it below £45, which I think is due to the rising cost of food. We recently filled the freezer and this does indeed help to keep costs down. I also got a 6p off a litre of fuel voucher and when I did fill up I had accrued enough points to get a £5 food voucher. I will buy a fivers worth of extra food this week. What I now need is some way of being able to pay all our outgoings and the debts quickly as well as being able to both pay into a pension, which is something we are not doing at the moment. This does worry us both, but we can not seem to find a way forward in this respect. We want to pay off the debts as quickly as possible, but losing more income to the pensions mean a longer time to clear the debts. Not sure what to do, I know we need pensions, but the way things are going we will have to work beyond 65 anyway!!